Step 1: Choose a Professional

Our full service sales associates will guide you through the entire buying process from financing to making the offer. Let us find the right professional to work with you - Find an agent today.

Step 2: How Much Can You Afford?

Even before the house hunting begins, homebuyers need to determine how much they can afford. You'll need to think about more than a mortgage payment to determine if you can afford a home. More...

Step 3: Find a Home

Once you’ve determined your budget our professional sales associate will guide you through the home selection process. Begin by using the “Finding the Right Home” worksheet to determine what features and amenities you desire. Your sales associate can provide detailed informatin on almost any property currently listed for sale, whether it is listed by our company or another real estate company. If you see a “For Sale” sign or an ad in the newspaper or home guide that interests you, we have access to all the data. So call our local offices or send us an e-mail for a quick response. You can also use our simple search tools to access all available listings in the MLS Click here.

Step 4: Make an Offer

Once you find the right house, make an offer. Make sure that your offer is contingent on two items: 1) You're able to obtain adequate financing (if you haven't done so already), and 2) you can pull out if the property doesn't pass the home inspection, and the owner can't come to terms about how to fix the problem. Be prepared for counter-offers from other buyers and some negotiation with the seller. Make an earnest money deposit, which is a check that you'll give your agent to indicate that you're serious about buying the house. The check will apply toward the sales price if the deal goes through. If an offer is accepted, it goes to the contract phase.

Step 5: Hire an Inspector

Making an offer contingent on an inspection by a registered home inspector can save thousands of dollars by avoiding unseen problems. Inspectors will check the house for any structural damage. In the contract with the seller, it should state any necessary repairs that must be made before closing on the house. Prior to closing, walk through the house and check that such repairs have been completed.

Step 6: Protect Your Investment

Homeowner's Insurance. Lenders require homeowners insurance to protect the new homebuyer's interests as well as their own. There are many providers so shop around for the best rates.

Warranty...

Step 7: Closing

This is where the seller and buyer sign settlement-closing papers to transfer the ownership of the home and all transactions are finalized. Congratulations, you achieved the American dream and you are now a homeowner!